Increased physical exertion / proper motion:
An accident shall also be deemed to have occurred when, as a consequence of increased physical exertion to limbs or extremities or the spine, a joint is dislocated or muscles, tendons, ligaments or capsules are stretched, strained or torn.
For example, when due to rapid acceleration you experience a rupture of the Achilles tendon, our insurance protection is activated although it is not a classical accident.
Infections through an accidental injury:
In general, infections where pathogenic germs enter the body as a result of accidental injuries, which are not excluded by clause 184.108.40.206, are covered.
Provided you suffer skin lesions and deeper wounds as a consequence of a crash, heavy contamination can result in infections. Our insurance packages cover such consequences.